A dedicated financial coach in Cincinnati, Ohio with a passion for empowering individuals and families to take control of their financial futures. As a Dave Ramsey certified coach, I specialize in budgeting, debt management, and wealth-building strategies tailored to your unique goals.
My journey began when my wife and I realized the transformative power of financial literacy in our family. Since then, I’ve committed myself to helping others navigate their financial challenges and achieve their dreams while avoiding the mistakes we've made. Whether you’re looking to create a budget, save for a major purchase, or plan for retirement, I’m here to guide you every step of the way.
I believe that financial success isn’t just about numbers; it’s about aligning your financial decisions with your values and aspirations. Together, we’ll develop a personalized roadmap to financial wellness that empowers you to make informed choices and build lasting security.
Let’s embark on this journey together!
1
2
3
| What coaching can offer | What coaching cannot offer |
|---|---|
| Help clients create and manage a budget | Cannot directly manage or access client financial accounts |
| Help clients understand their income and expenses to optimize cash flow | Cannot prepare or file taxes or provide detailed tax advice. |
| Provide strategies for paying off debt | Cannot provide credit repair services or dispute credit report items on behalf of clients |
| Teach clients about personal finance concepts | Cannot offer legal guidance on financial matters |
| Advise on effective ways to save for specific goals (e.g., emergency funds, vacations) | Cannot recommend specific investments or manage investment portfolios |
| Review and evaluate insurance needs | Cannot sell insurance products |
| Assist clients in defining and setting financial goals | Cannot facilitate real estate purchases or sales |
| Offer ongoing support and motivation to help clients stay on track with their financial plans | |
| Discuss the psychological aspects of financial decision-making |
Financial coaching is a supportive, educational process that helps families or individuals manage their finances more effectively. A financial coach works with clients to set financial goals, create budgets, develop savings plans, and improve financial literacy.
Anyone can benefit from financial coaching, especially those who feel overwhelmed by their finances or are unsure how to start managing money effectively. It's particularly helpful for people dealing with debt, those looking to improve their saving habits, or anyone who wants to achieve specific financial goals.
Unlike financial advisors who may focus on investment strategies, financial coaches often take a holistic approach, addressing behaviors, mindsets, and habits related to money.
Once you schedule an appointment, you’ll receive details about the meeting along with a questionnaire to assess your current financial position. If you submit this information at least 48 hours before our session, I will review it thoroughly and prepare my recommendations to discuss during our meeting. This allows us to maximize our time together by focusing on strategic changes, addressing your financial concerns, and developing a tailored plan to meet your needs.
No. Our sessions will take place via video conference or by phone. In person sessions at a local public location may be allowed on a case by case basis.
The duration depends on your financial goals and the scope of the coaching. Some people work with a coach for a few weeks to get a plan in place, while others may work for several months to make lasting changes and achieve their goals.
Not at all! While people in debt often seek out financial coaching, it’s beneficial for anyone who wants to improve their financial literacy, optimize spending, build wealth, or create a more secure financial future. Financial coaching is for people at any stage of their financial journey.
3 John 1:2